L Bee and the Moneytree

How I Made My First $1,000 in Affiliate Sales

how to earn affiliate income

If you’ve been following along you’ve read all about my entrepreneurial struggles, how at the beginning of 2016 I completely pivoted my business, and how I’ve been able to make more money online. A large part of that has been by strategizing and restructuring my site so that the blog itself makes more income, so I can write less for other outlets and spend more time on this site and providing my (thoroughly awesome) readers with more value.

Since I started posting my online income reports in April, I’ve been getting lots of questions, mostly asking how I’ve been able to ramp up my blog income. The answer? Affiliates!

But here’s a confession: I made a whopping $90 in affiliate income last year. Affiliates just weren’t a way I was monetizing my site. 

And 2015 was the first year I did any type of affiliate marketing. 2015! After three years of blogging and building an audience.

But after three years of hard work (and getting a little burnt out on writing, honestly) I wanted to monetize my website in a more passive way so I could a) make more money, like my girlcrush/dream girl Michelle and b) free up some mental and emotional bandwidth to do other things besides chase the content writing dragon.

And it worked! Putting my energy into monetizing my site has increased my income, especially in affiliates. Here’s how I made it to my first $1k in affiliate sales.  (more…)

How to Talk About Money With the People You Love

how to talk about money with the people you love
  • Do you have one of those friends who is always forgetting their wallet at home?
  • Or maybe a boyfriend or girlfriend who puts everything on a credit card?
  • Any of those people you just want to take by the shoulders and shake for a while when it comes to what they’re doing with their money?

I personally believe that talking about money with those you love is a necessary evil. Even if it’s a little awkward, it’s important that you are honest with your loved ones when it comes to money.

Money management is one of those issues that, if not confronted head on, can totally ruin a once-great relationship.


5 Times You May Need a Personal Loan

  • All views are my own and do not necessarily reflect the views of Discover Products Inc. and its affiliates


Since the economic downturn, people have been thinking a lot more about their finances. Usually I am thinking about financial emergencies that might come up at any time. What if the unexpected happens and you need emergency funds? There are times when taking out a personal loan is not only truly necessary but financially beneficial: 


How I Made My First $1,000 in Product Sales

how to start selling digital products

I’ve been blogging for over four years now, but I always hesitated on building out a digital product.

Part of it was not wanting to put the time in on top of working a full-time job, running this blog and a side hustle, and renovating a home in my mid-twenties.

But more than that, it was a little bit of imposter syndrome – I didn’t think I was relevant or interesting enough to have a product.

I struggled for years to get over this feeling, and finally in early 2016 put out my first product for sale, the Blog Yourself Rich Workbook.

But honestly….. I was only kinda sold on the selling of digital products…


5 Clever Ways to Save Money on Your First Home

Buying my home was one of the biggest financial decisions I’ve ever made, and if you’ve been reading the blog for a while you’ve probably seen me through my ups and downs with this old place.

From buying my home for less than $2000, being thoroughly scammed by a bad contractor, and realizing I didn’t ask enough questions, it’s been a bit of a rollercoaster.

However, I’m still super proud of all that I have accomplished in this home. Being a homeowner in your 20’s is almost unbelievable these days.

Yeah, I’ve made plenty of mistakes along the way. And even though there are plenty of ways homes can be expensive, there are also many clever ways to save money on your first home. Here are a few of my favorites!


The 6 Biggest Credit Score Mistakes (+ How You’re Making Them)

credit score mistakes

Honesty time: Even though I have my financial act together now, I’ve massively struggled with credit for most of my adult life. Here’s the DL on that story:

Whew! But through all those credit ups and downs, I wasn’t really sure how it was affecting my credit.

Truly, I didn’t become educated on your credit score and how it can affect your life until I started writing this blog in 2012. Other than co-signing someone else’s loans (#4), I’ve made all the mistakes mentioned in the article below and then some.

So, here’s what I recommend you avoid if you want to have stellar credit and the ability to get approved for any type of large loan (home, business, auto) you may need in the future!


How I Make Money Blogging: $8,000+ in June 2016

how I make money blogging

It’s time for my monthly online income report where I detail how I make money blogging, how much I spend, and everything in between.

After dabbling with reporting my income in early 2015 during my $8k in 90 day challenge, I decided to start recording it publicly in April. Yes, it’s scary and weird to talk about openly when I see folks “in real life”, but I’m getting more and more comfortable talking about it.

For those who are interested, here’s how my income has progressed over time.

I’m excited for the increase in this month’s income, although July and August are typically very slow (if last year is any indication.) Unless something earth shattering happens in the online income front, I probably won’t report what I make for July and August. I haven’t booked any new campaigns, and since these make up the lion’s share of the money I bring in each month, I likely won’t report these months since it’s looking low. Idk, I want these to be sexy and fun!

3 Things I Learned About Myself + My Money Goals in June

Screen Shot 2016-06-28 at 2.50.44 PM

To recap- I’ve been working with Atlanta based FinTech company, Wela, over the last month. Their online platform promises to make financial planning easier and simpler for busy professionals (like me!) And I’ve been using their online platform over the last month and recording my experiences for you, first about my struggle with my budgeting and savings goals, and then about my difficulties in sticking to a daily spend limit.

  • I wrote in the last post that I stayed under my $74 limit for 8.5 days out of the first 13.
  • I stayed under my limit for 8 days out of the next 13
  • …..but managed to spend close to $1500 on the days I did spend money.


Yikes. Double yikes.

So tracking my expenses in the app and then having to document it for my readers and the world to see has been..…..eye opening to say the least.

But I think sometimes we need to see the rough truths in order to get motivated enough to make important changes.


Brexit Explained (Here’s What You Need to Know)

brexit explained

L. Bee Note: I’ve gotten a handful of questions about “Brexit” and since I’m not an investment professional, I pulled in my “ringer” a.k.a Kathryn Cicoletti of Ms. Cheat Sheet. Even though it seems like everything is going to sh*t right now, we still need to understand what’s happening overseas and how it impacts our own investment and retirement accounts. Take it away Kathryn!

I’m going to explain what’s happening in very simple terms. Nobody knows what is going happen over the next few months and years as a result of this.

There’s not much to do right now except try to understand where your risk is in your investment portfolio. My investing motto is: if I’m losing money, I like to know that I’m losing money because I can sleep better at night.

I’m losing money. I’m in all stock funds.

Here is Brexit briefly explained in 8 questions and answers.

  1. What is Brexit?

A British exit from the European Union.


40+ Pieces of Advice from Real Girl Bosses

advice from real girl bosses

I write about entrepreneurship a fair amount. It’s a large part of my day-to-day life and finances.

…..And I don’t mean to exclude the guys, but it’s still very hard (even in 2016!) to walk a mile in a woman’s shoes.

Sure, things are getting easier, but it never hurts to hear advice from those in your position who have been there before.

I floundered a lot in my first year as a solo business owner, and in my times of need it was the wonderful women around me, (many of whom are featured in this article!) that lifted me up and encouraged me at my lowest moments when I was doubting myself.

Yes, it’s hard to walk in a woman’s shoes, particularly if you’re successful, driven, make a lot of money, and want more than what you were told it’s okay or acceptable to have.

That’s why all of the pieces of advice from the women below are so necessary and beautiful. I hope you find just as much inspiration in these 40 pieces of advice as I have! (And yes, some of the pieces of advice are from me!)


1 2 3 19

Copyright © 2016 · All Rights Reserved · L Bee and the Money Tree