Last month, I had the opportunity to sit on a panel about Women and Money with FemCity here in Atlanta. We talked a lot money hangups, but one woman asked a great question about financial apps she could use to make her life easier.
I rambled off a list of the ones I liked and the ladies furiously started taking notes.
It was then that I realized then that unless you’re a blogger (and your job is writing about finance) or a big money nerd… you probably don’t research these kinds of tools, even though they can definitely make your life (and your money) better.
I’m a little hesitant to jump on the wagon for any new technology. Call it the old lady in me (I still haven’t tried Periscope, even though all the cool bloggers are doing it).
So keep in mind that in order for these apps to be in my rotation, you know they’re good, they’re all FREE, easy-to-use, and most importantly incredibly useful to you in your everyday life.
Here are my five favorite free apps for your finances. Seriously. They rock.
Remember when I launched my first full length e-book, The Millennial Homeowner, last month? It was selling in my online store for $19 for both the book and the (if I do say so myself) AWESOME companion workbook.
Well, good news! You can now get the standalone e-book on Amazon.com downloaded directly to your kindle.
No plans at this time to transfer the workbook to Kindle (it’s not really meant for that kind of thing) but you can still buy a standalone version of my companion workbook in the online store. Just enter KINDLE at checkout to get the whole shebang for just $9.
P.S. – If you download the book and love it, do you mind giving me an honest review? Every little bit counts toward getting me to the top of the Amazon best seller list. (I’m already #1 in my categories, but I want it all!) 🙂
Ever since releasing my book on millennial homeownership, I’ve been thinking a lot about millennial money management. Although things appear to be on the mend (economically) from where they were five short years ago, there’s still been much talk of millennial spending and saving habits.
Even though it’s slightly dated, I was delighted to read this article by The Guardian (thanks to my friend Charles for emailing me the link!) The article highlights a study done by UBS on millennial’s financial habits and outlook. The good news? That with access to technology and information on finance, and after experiencing extreme economic volatility and instability, we as a generation are going to be more financially savvy than our parents.
Possibly even more so than our depression-era grandparents.
And the best part of the study? It proves that millennials are more concerned about their finances than others/non-millennials could even possibly imagine. Which makes LBMT do her happy dance; all my work these last few years is paying off!
So you’ve quit your day job and started your own business. First and foremost, congratulations! You’ve done something most people only dream about. Owning a business can be personally and financially fulfilling, but it’s important to keep your personal finances afloat as well. I’ve written about my struggle with this here and here.
Now that I’ve had a bit of experience with managing both personal and business finances, I’ve found that it’s less of a balancing act and more of a system of checks and balances.
There are a few things you can start doing immediately that will help you in the long run. After all you’re hoping that some of that business revenue makes it back to your wallet, right?
In June, I wrote about how I probably wouldn’t do an income report for July or August because they’re generally the lowest income months of the year. But I was inspired by Paula Pant’s recent real estate income report, where she reported a loss because she wanted to accurately display the ups and downs of being a real estate investor. This is good information for those considering such a path to know and I so admire her honesty. You go Paula girl!
Summer isn’t officially over until September 21st.
But for the most part…everyone has put their Summer fun on the shelf in lieu of college football, pumpkin spice lattes, and going back to work.
Here’s something else I know:
You may have some debt from your big Summer. Hey, I get it. Besides vacations there are long, beautiful nights drinking rose on a patio, or simply more outdoor activities you wanted to take advantage of while the weather was awesome. This is a judgement free zone – I’m here to help.
Have I really not done any personal writing since June? Yeesh.
I gotta tell ya, it feels good to get back to writing again. It feels good to feel like I’m talking to you guys instead of writing about closing costs and ways you might get screwed over during the home buying process. (Again, another shameless plug for my new book.)
I really didn’t expect the absence to go on so long!
So what have I been up to since I took off for the Summer? (If you want visuals and real time info…just look at/keep up with me on Instagram or Snapchat @lbeemoneytree).
I did two shows. (A production of Anything Goes and a great production of Urinetown) I did them back-to-back. Because I’m crazy.
I went to Boston on an amazing press trip for my favorite company, Fidelity.
I spoke at several places: a FemCity event here in Atlanta, Phroogal’s Road to Financial Wellness Event, Tuesdays Together.
I was named to the Atlanta 30 Under 30 list this year (and got a fancy trophy to boot!) – See my recap of the three aforementioned events in my June Income Report.
Had two great months of “themed” content on the blog: homeownership month and entrepreneurship month
….but most importantly…I moved.
I moved. You guys. I left the house I bought in 2013 that inspired dozens of blog posts, angry columns, one ill-advised DIY blog (remember the Starter Home Diaries, ya’ll?), and the aforementioned e-book. (Okay, last time I mention the e-book, I promise.)
It was a huge, expensive, under-the deadline kind of maneuver. Moving out of that house was a big leap of faith, and that’s what I wanted to talk about with you guys today. (more…)
I was 26 when I bought my first house, and people thought I was crazy for doing it, given that it was such an up and coming area.
And maybe they were right. But while my home has been a seemingly endless source of stress and heartache, I still feel like I made a good choice investing in real estate. Here’s how to get started with your first real estate investment and tips to avoid some of the disasters I encountered.
Living in Atlanta has frequently made me daydream about living a car free lifestyle. Traffic here is terrible.
When I lived in New York it wasn’t necessary – I could either walk or take the subway to anywhere I needed to go. There’s no such luxury here in the ATL. You’re lucky if your commute somehow manages to avoid rush hour or goes the opposite direction.
My point is, it seems like owning a vehicle is an absolute these days unless you live in a highly urban area.
But what about those of us who can’t afford a vehicle or just don’t want to? Believe it or not there are actually some pretty awesome advantages to living a car-free lifestyle. (more…)